Terms & Conditions
Terms & Conditions
Last revised: Jan 27, 2024
Last revised: Jan 27, 2024
We welcome you to our website. We believe that this website will provide you with a wide range of content/information. By using our website, you are agreeing to be bound by these terms and conditions of use. If you do not agree to these terms and conditions, you must cease use of this website immediately.
We welcome you to our website. We believe that this website will provide you with a wide range of content/information. By using our website, you are agreeing to be bound by these terms and conditions of use. If you do not agree to these terms and conditions, you must cease use of this website immediately.
These Website Terms & Conditions (“T&Cs”) apply to your access and use of www.wisefinancialcollection.com (the “Site”), including all software, data, reports, text, images, sounds, video, and content made available through any portion of the Site (collectively, the “Content”). Content includes all such elements as a whole, as well as individual elements and portions thereof.
These Website Terms & Conditions (“T&Cs”) apply to your access and use of www.wisefinancialcollection.com (the “Site”), including all software, data, reports, text, images, sounds, video, and content made available through any portion of the Site (collectively, the “Content”). Content includes all such elements as a whole, as well as individual elements and portions thereof.
The information provided on this website is not in any way an invitation or recommendation to buy or search for any products or services featured and you should seek appropriate independent advice.
The information provided on this website is not in any way an invitation or recommendation to buy or search for any products or services featured and you should seek appropriate independent advice.
Policies applicable to the use of this website
We will collect, use, store and manage your personal information in accordance with our Privacy policy.
Any and all personal information you provide will be processed in strict accordance with our Privacy policy.
By using this website, you consent to such processing, and you warrant that all data provided by you is accurate.
We will collect, use, store and manage your personal information in accordance with our Privacy policy. Any and all personal information you provide will be processed in strict accordance with our Privacy policy. By using this website, you consent to such processing, and you warrant that all data provided by you is accurate.
Your use of our website is also subject to our Cookie policy which sets out information about the cookies
on our website.
Your use of our website is also subject to our Cookie policy which sets out information about the cookies on our website.
Acceptance of Terms
Wise Financial Collection permits you (“User” or “you” or “your”) to access and use the Site and Content, subject to these T&Cs. By accessing or using any portion of the Site, you acknowledge that you have read, understood, and agree to be bound by these T&Cs. Each visitor has the right of access to personal data they have submitted through this website.
Wise Financial Collection permits you (“User” or “you” or “your”) to access and use the Site and Content, subject to these T&Cs. By accessing or using any portion of the Site, you acknowledge that you have read, understood, and agree to be bound by these T&Cs. Each visitor has the right of access to personal data they have submitted through this website.
Consent
By continuing to use this website and by providing any personal information (including sensitive personal data) to us via the website or email addresses provided on the website, visitors are consenting to our use of your personal information as set out in our Privacy policy. Please do not send us any personal information if you do not want that information to be used by us in this manner.
By continuing to use this website and by providing any personal information (including sensitive personal data) to us via the website or email addresses provided on the website, visitors are consenting to our use of your personal information as set out in our Privacy policy. Please do not send us any personal information if you do not want that information to be used by us in this manner.
How is your personal data collected
Wise Financial Collection reserves the right, at its sole discretion, to change or modify portions of these T&Cs at any time. Wise Financial Collection will post the changes to these T&Cs on the Site and will indicate at the top of this page the date these terms were last revised. It is your responsibility to check the T&Cs periodically for changes. Your continued use of the Site and Content after the date any such changes become effective constitutes your acceptance of the new or revised T&Cs.
Wise Financial Collection reserves the right, at its sole discretion, to change or modify portions of these T&Cs at any time. Wise Financial Collection will post the changes to these T&Cs on the Site and will indicate at the top of this page the date these terms were last revised. It is your responsibility to check the T&Cs periodically for changes. Your continued use of the Site and Content after the date any such changes become effective constitutes your acceptance of the new or revised T&Cs.
General Conditions/Access and Use
Authorization to Access and Use Site and Content
Subject to your compliance with these T&Cs, you may access or use the Site and Content solely for the purpose of your evaluation of Wise Financial Collection and Wise Financial Collection’s products and services. You may only link to the Site or Content as expressly permitted by Wise Financial Collection.
Subject to your compliance with these T&Cs, you may access or use the Site and Content solely for the purpose of your evaluation of Wise Financial Collection and Wise Financial Collection’s products and services. You may only link to the Site or Content as expressly permitted by Wise Financial Collection.
Ownership and Restrictions
All rights, title and interest in and to the Site and Content will remain with and belong exclusively to
Wise Financial Collection. You will not;
All rights, title and interest in and to the Site and Content will remain with and belong exclusively to
Wise Financial Collection. You will not;
Sublicense, resell, rent, lease, transfer, assign, time share or otherwise commercially exploit or make the Site and any Content available to any third party,
Sublicense, resell, rent, lease, transfer, assign, time share or otherwise commercially exploit or make the Site and any Content available to any third party,
Use the Site and Content in any unlawful manner (including without limitation in violation of any data, privacy or export control laws) or in any manner that interferes with or disrupts the integrity or performance of the Site and Content or their related components, or
Use the Site and Content in any unlawful manner (including without limitation in violation of any data, privacy or export control laws) or in any manner that interferes with or disrupts the integrity or performance of the Site and Content or their related components, or
Modify, adapt or hack the Site and Content to, or try to, gain unauthorized access to the restricted portions of the Site and Content or related systems or networks (i.e., circumvent any encryption or other security measures, gain access to any source code or any other underlying form of technology or information,
and gain access to any part of the Site and Content, or any other products or services of Wise Financial Collection that are not readily made available to the general public).
Modify, adapt or hack the Site and Content to, or try to, gain unauthorized access to the restricted portions of the Site and Content or related systems or networks (i.e., circumvent any encryption or other security measures, gain access to any source code or any other underlying form of technology or information, and gain access to any part of the Site and Content, or any other products or services of Wise Financial Collection that are not readily made available to the general public).
You are not permitted to copy, modify, frame, repost, publicly perform or display, sell, reproduce, distribute,
or create derivative works of the Site and Content, except that you may download, display, and print one copy of the publicly available materials (i.e., the Content that does not require an Account name or password to access) on any single computer solely for your personal, non-commercial use, provided that you do not
modify the material in any way and you keep intact all copyright, trademark, and other proprietary notices.
You agree not to access the Site or Content by any means other than through the interface that is provided
by Wise Financial Collection to access the same. You may not use any “page-scrape,” “deep-link,” “spider,”
or “robot or other automatic program, device, algorithm or methodology, or any similar manual process,
to access, copy, acquire, or monitor any portion of the Site or any Content, or in any way reproduce or circumvent the presentation or navigational structure of the Site or any Content, to obtain or attempt to
obtain any Content or other information through any means not made generally available through the Site
by Wise Financial Collection. Wise Financial Collection reserves the right to take any legal measures to prevent any such activity. You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to Wise Financial Collection on or through the Site or any service offered on or through the Site. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity.
You are not permitted to copy, modify, frame, repost, publicly perform or display, sell, reproduce, distribute, or create derivative works of the Site and Content, except that you may download, display, and print one copy of the publicly available materials (i.e., the Content that does not require an Account name or password to access) on any single computer solely for your personal, non-commercial use, provided that you do not modify the material in any way and you keep intact all copyright, trademark, and other proprietary notices. You agree not to access the Site or Content by any means other than through the interface that is provided by Wise Financial Collection to access the same. You may not use any “page-scrape,” “deep-link,” “spider,” or “robot or other automatic program, device, algorithm or methodology, or any similar manual process, to access, copy, acquire, or monitor any portion of the Site or any Content, or in any way reproduce or circumvent the presentation or navigational structure of the Site or any Content, to obtain or attempt to obtain any Content or other information through any means not made generally available through the Site by Wise Financial Collection. Wise Financial Collection reserves the right to take any legal measures to prevent any such activity. You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to Wise Financial Collection on or through the Site or any service offered on or through the Site. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity.
Responsibility for Your Data.
You are solely responsible for all data, information and other content, that you upload, post, or otherwise provide or store (hereafter “post(ing)”) in connection with or relating to the Site.
You are solely responsible for all data, information and other content, that you upload, post, or otherwise provide or store (hereafter “post(ing)”) in connection with or relating to the Site.
Reservation of Rights.
Wise Financial Collection owns and retain their respective rights in and to all logos, company names, marks, trademarks, copyrights, trade secrets, know-how, patents and patent applications that are used or embodied in or otherwise related to the Site and Content. Wise Financial Collection grants no rights or licenses whatsoever to you under these T&Cs.
Wise Financial Collection owns and retain their respective rights in and to all logos, company names, marks, trademarks, copyrights, trade secrets, know-how, patents and patent applications that are used or embodied in or otherwise related to the Site and Content. Wise Financial Collection grants no rights or licenses whatsoever to you under these T&Cs.
Use of Intellectual Property
Rights in User Content
By posting your information and other content (“User Content”) on or through the Site and Content, you
grant Wise Financial Collection a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, fully paid, sublicensable and transferable license to use, modify, reproduce, distribute, display, publish and perform
User Content in connection with the Site and Content. Wise Financial Collection has the right, but not the obligation, to monitor the Site and Content and User Content. Wise Financial Collection may remove or
disable any User Content at any time for any reason, or for no reason at all.
By posting your information and other content (“User Content”) on or through the Site and Content, you
grant Wise Financial Collection a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, fully paid, sublicensable and transferable license to use, modify, reproduce, distribute, display, publish and perform User Content in connection with the Site and Content. Wise Financial Collection has the right, but not the obligation, to monitor the Site and Content and User Content. Wise Financial Collection may remove or disable any User Content at any time for any reason, or for no reason at all.
Unsecured Transmission of User Content
You understand that the operation of the Site and Platform, including User Content, may be unencrypted and involve transmission to Wise Financial Collection’s third party vendors and hosting partners to operate and maintain the Site and Content. Accordingly, you acknowledge that you bear sole responsibility for adequate security, protection and backup of User Content. Wise Financial Collection will have no liability to you for any unauthorized access or use of any of User Content, or any corruption, deletion, destruction or loss of any of User Content.
You understand that the operation of the Site and Platform, including User Content, may be unencrypted and involve transmission to Wise Financial Collection’s third party vendors and hosting partners to operate and maintain the Site and Content. Accordingly, you acknowledge that you bear sole responsibility for adequate security, protection and backup of User Content. Wise Financial Collection will have no liability to you for any unauthorized access or use of any of User Content, or any corruption, deletion, destruction or loss of any of User Content.
Feedback
You may submit ideas, suggestions, or comments (“Feedback”) regarding the Site and Content or Wise Financial Collection’s business, products or services. By submitting any Feedback, you acknowledge and agree that;
You may submit ideas, suggestions, or comments (“Feedback”) regarding the Site and Content or Wise Financial Collection’s business, products or services. By submitting any Feedback, you acknowledge and agree that;
Your Feedback is provided by you voluntarily and Wise Financial Collection may, without any obligations or limitation, use and exploit such Feedback in any manner and for any purpose
Your Feedback is provided by you voluntarily and Wise Financial Collection may, without any obligations or limitation, use and exploit such Feedback in any manner and for any purpose
You will not seek and are not entitled to any money or other form of compensation, consideration, or attribution with respect to your Feedback regardless of whether Wise Financial Collection considered or used your Feedback in any manner, and
You will not seek and are not entitled to any money or other form of compensation, consideration, or attribution with respect to your Feedback regardless of whether Wise Financial Collection considered or used your Feedback in any manner, and
Your Feedback is not the confidential or proprietary information of you or any third party.
Your Feedback is not the confidential or proprietary information of you or any third party.
Your Representations and Warranties.
You represent and warrant to Wise Financial Collection that your activity on the Site and Wise Financial Collection’s possession and use of User Content as contemplated in these T&Cs do not and will not violate, infringe, or misappropriate any third party’s copyright, trademark, right of privacy or publicity, or other personal or proprietary right, nor does User Content contain any matter that is defamatory, obscene, unlawful, threatening, abusive, tortious, offensive or harassing.
You represent and warrant to Wise Financial Collection that your activity on the Site and Wise Financial Collection’s possession and use of User Content as contemplated in these T&Cs do not and will not violate, infringe, or misappropriate any third party’s copyright, trademark, right of privacy or publicity, or other personal or proprietary right, nor does User Content contain any matter that is defamatory, obscene, unlawful, threatening, abusive, tortious, offensive or harassing.
Termination of Access Due to Violations
Wise Financial Collection may, in its sole discretion and without prior notice, terminate your access to the Site and/or block your future access to the Site if we determine that you have violated these T&Cs or other agreements or guidelines which may be associated with your use of the Site. You also agree that any violation by you of these T&Cs will cause irreparable harm to Wise Financial Collection, for which monetary damages would be inadequate, and you consent to Wise Financial Collection obtaining any injunctive or equitable relief that Wise Financial Collection deems necessary or appropriate in such circumstances, without limiting Wise Financial Collection’s other available remedies.
Wise Financial Collection may, in its sole discretion and without prior notice, terminate your access to the Site and/or block your future access to the Site if we determine that you have violated these T&Cs or other agreements or guidelines which may be associated with your use of the Site. You also agree that any violation by you of these T&Cs will cause irreparable harm to Wise Financial Collection, for which monetary damages would be inadequate, and you consent to Wise Financial Collection obtaining any injunctive or equitable relief that Wise Financial Collection deems necessary or appropriate in such circumstances, without limiting Wise Financial Collection’s other available remedies.
Further, Wise Financial Collection may, in its sole discretion and without prior notice, terminate your access to the Site, for cause, which includes (but is not limited to)
Further, Wise Financial Collection may, in its sole discretion and without prior notice, terminate your access to the Site, for cause, which includes (but is not limited to)
Requests by law or other government bodies
Requests by law or other government bodies
Discontinuance or material modification of the Site or any service offered on or through the Site, or
Discontinuance or material modification of the Site or any service offered on or through the Site, or
Unexpected technical issues or problems
Unexpected technical issues or problems
NO WARRANTIES AND DISCLAIMER BY WISE FINANCIAL COLLECTION
THE SITE AND CONTENT, AND ALL SERVER AND NETWORK COMPONENTS, ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITH ALL ERRORS AND DEFECTS AND WITHOUT ANY WARRANTIES OF ANY KIND, AND WISE FINANCIAL COLLECTION EXPRESSLY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF ACCURACY, COMPLETENESS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT, AND ANY REPRESENTATIONS OR WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE. YOU ACKNOWLEDGE THAT WISE FINANCIAL COLLECTION DOES NOT WARRANT THAT YOUR ACCESS OR USE OR BOTH OF THE SITE AND CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE OR VIRUS-FREE, AND WISE FINANCIAL COLLECTION DOES NOT MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SITE AND CONTENT. NO INFORMATION, ADVICE OR SERVICES OBTAINED BY YOU FROM WISE FINANCIAL COLLECTION OR THROUGH THE SITE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE T&Cs AND YOU SHOULD NOT RELY ON THE SITE AND THE GENERAL CONTENT ALONE AS THE BASIS FOR YOUR BUSINESS DECISIONS.
THE SITE AND CONTENT, AND ALL SERVER AND NETWORK COMPONENTS, ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITH ALL ERRORS AND DEFECTS AND WITHOUT ANY WARRANTIES OF ANY KIND, AND WISE FINANCIAL COLLECTION EXPRESSLY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF ACCURACY, COMPLETENESS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT, AND ANY REPRESENTATIONS OR WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE. YOU ACKNOWLEDGE THAT WISE FINANCIAL COLLECTION DOES NOT WARRANT THAT YOUR ACCESS OR USE OR BOTH OF THE SITE AND CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE OR VIRUS-FREE, AND WISE FINANCIAL COLLECTION DOES NOT MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SITE AND CONTENT. NO INFORMATION, ADVICE OR SERVICES OBTAINED BY YOU FROM WISE FINANCIAL COLLECTION OR THROUGH THE SITE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE T&Cs AND YOU SHOULD NOT RELY ON THE SITE AND THE GENERAL CONTENT ALONE AS THE BASIS FOR YOUR BUSINESS DECISIONS.
Wise Financial Collection reserves the right to do any of the following, at any time, without notice;
Wise Financial Collection reserves the right to do any of the following, at any time, without notice;
To modify, suspend or terminate operation of or access to the Site, or any portion of the Site, for any reason;
To modify, suspend or terminate operation of or access to the Site, or any portion of the Site, for any reason;
To modify or change the Site, or any portion of the Site, for any reason; and
To modify or change the Site, or any portion of the Site, for any reason; and
To interrupt the operation of the Site, or any portion of the Site, as necessary to perform routine or
non-routine maintenance, error correction, or other changes.
To interrupt the operation of the Site, or any portion of the Site, as necessary to perform routine or
non-routine maintenance, error correction, or other changes.
LIMITED LIABILITY
Exclusion of Damages and Limitation of Liability
Wise Financial Collection does not charge fees for you to access and use the Site and Content pursuant to these T&Cs. The Site does not conduct commercial transactions; the Content is comprised of general information and describes some of the basic elements of the Wise Financial Collection service.
As consideration for your free access and use of the Site and Content pursuant to these T&Cs, you further agree that WISE FINANCIAL COLLECTION WILL NOT BE LIABLE TO YOU FOR ANY INCIDENTAL, CONSEQUENTIAL, INDIRECT, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES (INCLUDING DAMAGES
FOR LOSS OF BUSINESS, LOSS OF PROFITS OR THE LIKE) ARISING OUT OF OR RELATING TO THIS T&Cs, INCLUDING WITHOUT LIMITATION, YOUR USE OR INABILITY TO USE THE SITE, PLATFORM, MATCHING SERVICES, CONTENT, PROPRIETARY INFORMATION, OR ANY INTERRUPTION OR DISRUPTION OF SUCH USE, EVEN IF WISE FINANCIAL COLLECTION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND REGARDLESS OF THE CAUSE OF ACTION (WHETHER IN CONTRACT, TORT, BREACH
OF WARRANTY OR OTHERWISE). THE AGGREGATE LIABILITY OF WISE FINANCIAL COLLECTION
WITH REGARD TO THIS T&Cs WILL IN NO EVENT EXCEED GBP £1.00.
Wise Financial Collection does not charge fees for you to access and use the Site and Content pursuant to these T&Cs. The Site does not conduct commercial transactions; the Content is comprised of general information and describes some of the basic elements of the Wise Financial Collection service.
As consideration for your free access and use of the Site and Content pursuant to these T&Cs, you further agree that WISE FINANCIAL COLLECTION WILL NOT BE LIABLE TO YOU FOR ANY INCIDENTAL, CONSEQUENTIAL, INDIRECT, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS OR THE LIKE) ARISING OUT OF OR RELATING TO THIS T&Cs, INCLUDING WITHOUT LIMITATION, YOUR USE OR INABILITY TO USE THE SITE, PLATFORM, MATCHING SERVICES, CONTENT, PROPRIETARY INFORMATION, OR ANY INTERRUPTION OR DISRUPTION OF SUCH USE, EVEN IF WISE FINANCIAL COLLECTION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND REGARDLESS OF THE CAUSE OF ACTION (WHETHER IN CONTRACT, TORT, BREACH
OF WARRANTY OR OTHERWISE). THE AGGREGATE LIABILITY OF WISE FINANCIAL COLLECTION WITH REGARD TO THIS T&Cs WILL IN NO EVENT EXCEED GBP £1.00.
Jurisdictional Limitations
Some jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply to you. IN THESE JURISDICTIONS, WISE FINANCIAL COLLECTION’S LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
Some jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply to you. IN THESE JURISDICTIONS, WISE FINANCIAL COLLECTION’S LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
No Reliance; Due Inquiry
You affirm and agree that, given the general and “as-is” nature of the Site and the Content you are not specifically relying on any statements, or materials contained on the Site or in the Content to make any business decisions. Resource allocation and staffing matters are inherent complex and unique. Should you choose to continue your inquiry into whether Wise Financial Collection’s service is right for you, you will have an opportunity to make additional inquiry of Wise Financial Collection and you should make an independent investigation of the suitability of using Wise Financial Collection for your particular business needs. Only after such appropriate due diligence, thorough review of Wise Financial Collection’s service offering including the terms and conditions of Wise Financial Collection’s service agreements, and a through screening of any firm or freelancer Wise Financial Collection proposes to you should you come to any conclusions or make any decisions about whether Wise Financial Collection, or any firm or freelancer proposed by Wise Financial Collection is right for you and your specific project needs or requirements.
You affirm and agree that, given the general and “as-is” nature of the Site and the Content you are not specifically relying on any statements, or materials contained on the Site or in the Content to make any business decisions. Resource allocation and staffing matters are inherent complex and unique. Should you choose to continue your inquiry into whether Wise Financial Collection’s service is right for you, you will have an opportunity to make additional inquiry of Wise Financial Collection and you should make an independent investigation of the suitability of using Wise Financial Collection for your particular business needs. Only after such appropriate due diligence, thorough review of Wise Financial Collection’s service offering including the terms and conditions of Wise Financial Collection’s service agreements, and a through screening of any firm or freelancer Wise Financial Collection proposes to you should you come to any conclusions or make any decisions about whether Wise Financial Collection, or any firm or freelancer proposed by Wise Financial Collection is right for you and your specific project needs or requirements.
Miscellaneous
These T&Cs, and any additions, changes, edits and/or modifications made thereto by Wise Financial Collection, together with Wise Financial Collection’s Privacy Policy, constitute the entire agreement between the parties with respect to the portions of the Site available without an account ID or password. Access to certain portions of the Site, and any subsequent procurement and use of Wise Financial Collection‘s services is subject to different, additional agreement(s).
These T&Cs, and any additions, changes, edits and/or modifications made thereto by Wise Financial Collection, together with Wise Financial Collection’s Privacy Policy, constitute the entire agreement between the parties with respect to the portions of the Site available without an account ID or password. Access to certain portions of the Site, and any subsequent procurement and use of Wise Financial Collection‘s services is subject to different, additional agreement(s).
Wise Financial Collection does not conduct business with or seek any commercial transactions with: (x) any entity, citizen or resident of a geographic area in which access to or use of the Wise Financial Collection services is prohibited by applicable law, decree, regulation, treaty, or administrative act; (y) an entity, citizen or resident of, or located in, a geographic area that is subject to U.K. or other sovereign country sanctions or embargoes. By accessing the Site and the Content you represent and warrant that you are not a Prohibited Counterparty and you will not seek or (attempt to) obtain services from or a commercial relationship with Wise Financial Collection.
Wise Financial Collection does not conduct business with or seek any commercial transactions with: (x) any entity, citizen or resident of a geographic area in which access to or use of the Wise Financial Collection services is prohibited by applicable law, decree, regulation, treaty, or administrative act; (y) an entity, citizen or resident of, or located in, a geographic area that is subject to U.K. or other sovereign country sanctions or embargoes. By accessing the Site and the Content you represent and warrant that you are not a Prohibited Counterparty and you will not seek or (attempt to) obtain services from or a commercial relationship with Wise Financial Collection.
Legal Jurisdiction and Dispute Resolution
English law shall apply to these terms and conditions, notwithstanding the jurisdiction where you are based. You irrevocably agree that the English courts shall have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these terms and conditions and for those purposes irrevocably submit all disputes to the jurisdiction of the English courts. The place of performance shall be England and Wales. We make no warranty or guarantee that this website or information available over it complies with laws other than English law.
English law shall apply to these terms and conditions, notwithstanding the jurisdiction where you are based. You irrevocably agree that the English courts shall have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these terms and conditions and for those purposes irrevocably submit all disputes to the jurisdiction of the English courts. The place of performance shall be England and Wales. We make no warranty or guarantee that this website or information available over it complies with laws other than English law.
These T&Cs and any additions, changes, edits and/or modifications made thereto by Wise Financial Collection cannot be amended except by Wise Financial Collection. The failure of Wise Financial Collection to exercise or enforce any right or provision of these T&Cs will not be a waiver of that right. Any notices to Wise Financial Collection in connection with this agreement will be made by email transmitted to contact@wisefinancialcollection.com, you can also send a copy of such notice Wise Financial Collection Ltd, International House, 36-38 Cornhill, London, United Kingdom, EC3V 3NG. In the event that any provision of these T&Cs will be determined to be illegal or unenforceable, that provision will be first revised to give the maximum permissible effect to its original intent or, if such revision is not permitted, that specific provision will be eliminated so that these T&Cs will otherwise remain in full force and effect and enforceable.
These T&Cs and any additions, changes, edits and/or modifications made thereto by Wise Financial Collection cannot be amended except by Wise Financial Collection. The failure of Wise Financial Collection to exercise or enforce any right or provision of these T&Cs will not be a waiver of that right. Any notices to Wise Financial Collection in connection with this agreement will be made by email transmitted to contact@wisefinancialcollection.com, you can also send a copy of such notice Wise Financial Collection Ltd, International House, 36-38 Cornhill, London, United Kingdom, EC3V 3NG. In the event that any provision of these T&Cs will be determined to be illegal or unenforceable, that provision will be first revised to give the maximum permissible effect to its original intent or, if such revision is not permitted, that specific provision will be eliminated so that these T&Cs will otherwise remain in full force and effect and enforceable.
Privacy Policy
Privacy Policy
Last revised: Jan 27, 2024
Last revised: Jan 27, 2024
Wise Financial Collection (“we”, “us” or “our”) respects your privacy and we are committed to protecting your personal data. This privacy notice will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.
Wise Financial Collection (“we”, “us” or “our”) respects your privacy and we are committed to protecting your personal data. This privacy notice will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.
1. Important information and who we are
1. Important information
and who we are
Purpose of this privacy notice
Purpose of this privacy notice
This privacy notice aims to give you information on how we collect and process your personal data, including through your use of this website, including any data you may provide through this website when you contact us and sign up to our newsletter.
This privacy notice aims to give you information on how we collect and process your personal data, including through your use of this website, including any data you may provide through this website when you contact us and sign up to our newsletter.
It is important that you read this privacy notice together with any other privacy notice we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data.
It is important that you read this privacy notice together with any other privacy notice we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data.
If you have any questions about this privacy policy, including any requests to exercise your legal rights,
please contact us at contact@wisefinancialcollection.com
If you have any questions about this privacy policy, including any requests to exercise your legal rights,
please contact us at contact@wisefinancialcollection.com
You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO so please contact us in the first instance.
You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO so please contact us in the first instance.
Changes to the privacy notice and your duty to inform us of changes
Changes to the privacy notice and your duty to inform us of changes
This version was last updated on the 27 January 2024. It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.
This version was last updated on the 27 January 2024. It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.
2. The data we collect about you
2. The data we collect
about you
Personal data, or personal information, means any information about an individual from which that person can be identified. The personal data we collect depends on our relationship with you. We collect personal data about our clients (including prospective and former clients.)
Personal data, or personal information, means any information about an individual from which that person can be identified. The personal data we collect depends on our relationship with you. We collect personal data about our clients (including prospective and former clients.)
We may collect, use, store and transfer different kinds of personal data about you which we have grouped together follows:
We may collect, use, store and transfer different kinds of personal data about you which we have grouped together follows:
Identity Data includes first name, last name, date of birth, gender, job title, company name, your relationship to business/organisations and user name.
Identity Data includes first name, last name, date of birth, gender, job title, company name, your relationship to business/organisations and user name.
Contact Data includes email address, address and telephone numbers.
Contact Data includes email address, address and telephone numbers.
Financial Data may include bank or payment card details, details of income, records of loans, personal liabilities, government identifiers, and records of ownership of assets/shares.
Financial Data may include bank or payment card details, details of income, records of loans, personal liabilities, government identifiers, and records of ownership of assets/shares.
Technical Data includes internet protocol (IP) address browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform and other technology on the devices you use to access this website.
Technical Data includes internet protocol (IP) address browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform and other technology on the devices you use to access this website.
Marketing and Communications Data includes your preferences in receiving marketing from us and our third parties and your communication preferences.
Marketing and Communications Data includes your preferences in receiving marketing from us and our third parties and your communication preferences.
Professional Data includes any information we may collect in the course of providing our services to you.
Professional Data includes any information we may collect in the course of providing our services to you.
Image Data includes images collected by CCTV at our sites.
Image Data includes images collected by CCTV at our sites.
We also collect and use Aggregated Data such as statistical or demographic data for internal purposes.
We also collect and use Aggregated Data such as statistical or demographic data for internal purposes.
Sometimes may collect Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data). This is usually indirectly in the course of a professional engagement with a client.
Sometimes may collect Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data). This is usually indirectly in the course of a professional engagement with a client.
We do not provide services to any individuals below the age of 18.
We do not provide services to any individuals below the age of 18.
If you fail to provide personal data
If you fail to provide personal data
Where we need to collect personal data by law, or under the terms of a contract we have with you and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you with an answer to an enquiry). In this case, we may have to cancel a service you have with us but we will notify you if this is the case at the time.
Where we need to collect personal data by law, or under the terms of a contract we have with you and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you with an answer to an enquiry). In this case, we may have to cancel a service you have with us but we will notify you if this is the case at the time.
3. How is your personal data collected
3. How is your personal data collected
We use different methods to collect data from and about you including through:
We use different methods to collect data from
and about you including through:
Direct interactions. You may give us your Identity Data, Contact Data, Financial Data, Transaction Data, Marketing and Communications Data and Professional Data by providing it to our staff in meetings, filling in forms or by corresponding with us by phone, email, post, fax or SMS. This includes personal data you provide when you:
Direct interactions. You may give us your Identity Data, Contact Data, Financial Data, Transaction Data, Marketing and Communications Data and Professional Data by providing it to our staff in meetings, filling in forms or by corresponding with us by phone, email, post, fax or SMS. This includes personal data you provide when you:
volunteer it to us in the course of using our services
volunteer it to us in the course of using our services
submit an enquiry; or
submit an enquiry; or
request our newsletter to be sent to you.
request our newsletter to be sent to you.
We may also collect your Image Data when you visit our site.
We may also collect your Image Data when you visit our site.
Automated technologies or interactions. As you interact with our website, we may automatically collect Technical Data about your equipment, browsing actions and patterns. We collect this personal data by using cookies, and other similar technologies. Please see our cookie policy for further details.
Automated technologies or interactions. As you interact with our website, we may automatically collect Technical Data about your equipment, browsing actions and patterns. We collect this personal data by using cookies, and other similar technologies. Please see our cookie policy for further details.
Public sources. We may collect your Identity Data from public sources such as such as Companies House, ID Global and the FAME system, which we may use to verify identification details.
Public sources. We may collect your Identity Data from public sources such as such as Companies House, ID Global and the FAME system, which we may use to verify identification details.
Third parties. We may collect your Identity Data and Financial Data from other professional services firms, providers of financial services and products and HMRC. We may collect your Identity Data from our business clients and prospective clients if you are an individual connected with them to enable us to deliver our services or enter into an engagement provide services. We may also collect your Identity Data from our individual clients and prospective clients if you are a family member or other individual connected to them to enable us to deliver our services or enter into an engagement provide services.
Third parties. We may collect your Identity Data and Financial Data from other professional services firms, providers of financial services and products and HMRC. We may collect your Identity Data from our business clients and prospective clients if you are an individual connected with them to enable us to deliver
our services or enter into an engagement provide services. We may also collect your Identity Data from our individual clients and prospective clients if you are a family member or other individual connected to them to enable us to deliver our services or enter into an engagement provide services.
4. How we use your personal data
4. How we use your personal data
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:
To make contact with you for the first time (for example, where you have made an enquiry about our services);
To make contact with you for the first time (for example, where you have made an enquiry about our services);
Where we may be required to perform the contract we are about to enter into or have entered into with you;
Where we may be required to perform the contract we are about to enter into or have entered into with you;
Where we are required to pass on your details to a third-party service provider to conduct the services you have requested;
Where we are required to pass on your details to a third-party service provider to conduct the services you have requested;
To promote our business services;
To promote our business services;
Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests;
Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests;
To allow users to log on to the Document Exchange area of our website or portal or when you make a payment;
To allow users to log on to the Document Exchange area of our website or portal or when you make a payment;
To send you information and/ or invitations to you that we think may of be of interest to you and doing so is in accordance with the law;
To send you information and/ or invitations to you that we think may of be of interest to you and doing so is in accordance with the law;
To administer the security of our information systems and websites and troubleshoot errors, monitor the effectiveness of changes and generally make sure our website works well for you;
To administer the security of our information systems and websites and troubleshoot errors, monitor the effectiveness of changes and generally make sure our website works well for you;
Where we need to comply with a legal obligation;
Where we need to comply with a legal obligation;
Generally, we do not rely on consent as a legal basis for processing your personal data other than in relation to sending third party direct marketing communications to you via email or text message.
You have the right to withdraw consent to marketing at any time by contacting us.
Generally, we do not rely on consent as a legal basis for processing your personal data other than in relation to sending third party direct marketing communications to you via email or text message.
You have the right to withdraw consent to marketing at any time by contacting us.
Where it is lawful for us to do so, for the purposes set out above and in accordance with this privacy notice, we may process the personal data of individuals without their knowledge.
Where it is lawful for us to do so, for the purposes set out above and in accordance with this privacy notice, we may process the personal data of individuals without their knowledge.
Purposes for which we will use your personal data
Purposes for which we will use your personal data
We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.
We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.
Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data. Please contact us if you need details about the specific legal ground we are relying on to process your personal data where more than one ground has been set out in the table below.
Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data. Please contact us if you need details about the specific legal ground we are relying on to process your personal data where more than one ground has been set out in the table below.
Purpose/Activity
Purpose/Activity
Type of data
Type of data
Lawful basis for processing including basis of legitimate interest
Lawful basis for processing including basis of legitimate interest
To respond to your enquiry submitted on the site, at one of our local offices or via phone, email, post and SMS.
To respond to your enquiry submitted on the site, at one of our local offices or via phone, email, post and SMS.
(a) Identity
(a) Identity
(b) Contact
(b) Contact
(c) Professional
(c) Professional
(a) Performance of a contract with you; or
(a) Performance of a contract with you; or
(b) Necessary for our legitimate interests (where you have made contact with us prior to entering into a contractual relationship with us.)
(b) Necessary for our legitimate interests (where you have made contact with us prior to entering into a contractual relationship with us.)
To administer and protect our business and this website (including troubleshooting, data analysis, testing, system maintenance, support, reporting and hosting of data)
To administer and protect our business and this website (including troubleshooting, data analysis, testing, system maintenance, support, reporting and hosting of data)
(a) Identity
(a) Identity
(b) Contact
(b) Contact
(c) Technical
(c) Technical
(a) Necessary for our legitimate interests (for running our business, provision of administration and IT services, network security, to prevent fraud and in the context of a business reorganisation or group restructuring exercise)
(a) Necessary for our legitimate interests (for running our business, provision of administration and IT services, network security, to prevent fraud and in the context of a business reorganisation or group restructuring exercise)
(b) Necessary to comply with a legal obligation
(b) Necessary to comply with a legal obligation
To use data analytics to improve our website, products/services, marketing, customer relationships and experiences
To use data analytics to improve our website, products/services, marketing, customer relationships and experiences
(a)Technical
(a)Technical
Necessary for our legitimate interests (to define types of customers for our products and services, to keep our website updated and relevant, to develop our business and to inform our marketing strategy)
Necessary for our legitimate interests (to define types of customers for our products and services, to keep our website updated and relevant, to develop our business and to inform our marketing strategy)
To make suggestions and recommendations to you about services that may be of interest to you
To make suggestions and recommendations to you about services that may be of interest to you
(a) Identity
(a) Identity
(b) Contact
(b) Contact
(c)Technical
(c)Technical
(d) Marketing and Communications
(d) Marketing and Communications
(e) Professional
(e) Professional
Necessary for our legitimate interests (to develop our products/services and grow our business) which, if you are an individual, will include reliance on the soft opt-in principle
Necessary for our legitimate interests (to develop our products/services and grow our business) which, if you are an individual, will include reliance on the soft opt-in principle
To provide our professional services to you
To provide our professional services to you
(a) Identity
(a) Identity
(b) Professional
(b) Professional
(c) Financial
(c) Financial
(d) Transaction
(d) Transaction
Performance of a contract with you or to complete your enquiry
Performance of a contract with you or to complete your enquiry
Marketing
We strive to provide you with choices regarding certain personal data uses, particularly around marketing and advertising. We may use your Identity, Contact, Technical and Marketing of Communications Data to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which services and offers may be relevant for you (we call this marketing).
We strive to provide you with choices regarding certain personal data uses, particularly around marketing and advertising. We may use your Identity, Contact, Technical and Marketing of Communications Data to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which services and offers may be relevant for you (we call this marketing).
You may receive marketing communications from us if you have requested information from us and unless you have opted out of receiving that marketing.
You may receive marketing communications from us if you have requested information from us and unless you have opted out of receiving that marketing.
You can ask us or third parties to stop sending you marketing messages at any time by contacting us at any time.
You can ask us or third parties to stop sending you marketing messages at any time by contacting us at any time.
Cookies
For more information about the cookies we use, please see our cookie policy.
For more information about the cookies we use, please see our cookie policy.
Change of purpose
We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing for the new purpose is compatible with the original purpose, please contact us.
We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing for the new purpose is compatible with the original purpose, please contact us.
5. Disclosures of your personal data
5. Disclosures of your personal data
We may have to share your personal data with the parties set out below for the purposes set out in the table in paragraph 4 above:
We may have to share your personal data with the parties set out below for the purposes set out in the table in paragraph 4 above:
Our clients.
Our clients.
Contacts of the Wise Financial Collection network where necessary for providing a comprehensive service to you.
Contacts of the Wise Financial Collection network where necessary for providing a comprehensive service to you.
Governmental or similar bodies including Companies House, the Charity Commission, the Financial Conduct Authority and HMRC.
Governmental or similar bodies including Companies House, the Charity Commission, the Financial Conduct Authority and HMRC.
Providers of financial services and products.
Providers of financial services and products.
Providers of insurance products
Providers of insurance products
Police and security services
Police and security services
Third parties who carry out services on our behalf, which involve the processing of personal data, such as
IT service providers
Third parties who carry out services on our behalf, which involve the processing of personal data, such as
IT service providers
Third parties to whom we may choose to sell, transfer, or merge parts of our business or our assets. Alternatively, we may seek to acquire other businesses or merge with them. If a change happens to our business, then the new owners may use your personal data in the same way as set out in this privacy notice.
Third parties to whom we may choose to sell, transfer, or merge parts of our business or our assets. Alternatively, we may seek to acquire other businesses or merge with them. If a change happens to our business, then the new owners may use your personal data in the same way as set out in this privacy notice.
We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions.
We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions.
International Transfers
International Transfers
Some of our external third parties (service providers) are based outside the UK or European Economic Area (“EEA”) so their processing of your personal data will involve a transfer of data outside the UK or EEA.
Some of our external third parties (service providers) are based outside the UK or European Economic Area (“EEA”) so their processing of your personal data will involve a transfer of data outside the UK or EEA.
Whenever we transfer your personal data out of the UK or EEA, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:
Whenever we transfer your personal data out of the UK or EEA, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:
We will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal data by the UK or European Commission; and/or
We will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal data by the UK or European Commission; and/or
Where we use certain service providers, we may use specific contracts approved by the UK or European Commission which give personal data the same protection it has in Europe
Where we use certain service providers, we may use specific contracts approved by the UK or European Commission which give personal data the same protection it has in Europe
Please contact us if you want further information on the specific mechanism used by us when transferring your personal data out of the UK or the EEA.
Please contact us if you want further information on the specific mechanism used by us when transferring your personal data out of the UK or the EEA.
Data Security
Data Security
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality. We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality. We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.
Data retention – how long will you use my personal data for?
Data retention – how long will you use my personal data for?
We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.
To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.
Your legal rights
Your legal rights
Under certain circumstances, you have rights under data protection laws in relation to your personal data.
For more information on Your Legal Rights, please see section 10 below.
Under certain circumstances, you have rights under data protection laws in relation to your personal data.
For more information on Your Legal Rights, please see section 10 below.
Request access to your personal data.
Request access to your personal data.
Request correction of your personal data.
Request correction of your personal data.
Request erasure of your personal data.
Request erasure of your personal data.
Object to processing of your personal data.
Object to processing of your personal data.
Request restriction of processing your personal data.
Request restriction of processing your personal data.
Request transfer of your personal data.
Request transfer of your personal data.
Right to withdraw consent
Right to withdraw consent
If you wish to exercise any of the rights set out above, please contact us. You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your request in these circumstances.
If you wish to exercise any of the rights set out above, please contact us. You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your request in these circumstances.
What we may need from you
We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
We try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.
We try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.
Glossary
Glossary
Lawful basis
Legitimate Interest means the interest of our business in conducting and managing our business to enable us to give you the best service/product and the best and most secure experience. We make sure we consider and balance any potential impact on you (both positive and negative) and your rights before we process your personal data for our legitimate interests. We do not use your personal data for activities where our interests are overridden by the impact on you (unless we have your consent or are otherwise required or permitted to by law). You can obtain further information about how we assess our legitimate interests against any potential impact on you in respect of specific activities by contacting us.
Legitimate Interest means the interest of our business in conducting and managing our business to enable us to give you the best service/product and the best and most secure experience. We make sure we consider and balance any potential impact on you (both positive and negative) and your rights before we process your personal data for our legitimate interests. We do not use your personal data for activities where our interests are overridden by the impact on you (unless we have your consent or are otherwise required or permitted to by law). You can obtain further information about how we assess our legitimate interests against any potential impact on you in respect of specific activities by contacting us.
Performance of Contract means processing your data where it is necessary for the performance of a contract to which you are a party or to take steps at your request before entering into such a contract.
Performance of Contract means processing your data where it is necessary for the performance of a contract to which you are a party or to take steps at your request before entering into such a contract.
Comply with a legal or regulatory obligation means processing your personal data where it is necessary for compliance with a legal or regulatory obligation that we are subject to.
Comply with a legal or regulatory obligation means processing your personal data where it is necessary for compliance with a legal or regulatory obligation that we are subject to.
Your legal rights
You have legal rights to;
You have legal rights to;
Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.
Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.
Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios: (a) if you want us to establish the data’s accuracy; (b) where our use of the data is unlawful but you do not want us to erase it; (c) where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios: (a) if you want us to establish the data’s accuracy; (b) where our use of the data is unlawful but you do not want us to erase it; (c) where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios: (a) if you want us to establish the data’s accuracy; (b) where our use of the data is unlawful but you do not want us to erase it; (c) where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios: (a) if you want us to establish the data’s accuracy; (b) where our use of the data is unlawful but you do not want us to erase it; (c) where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where
we used the information to perform a contract with you.
Withdraw consent at any time where we are relying on consent to process your personal data. However,
this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise
you if this is the case at the time you withdraw your consent.
Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you. Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.
Changes to our privacy policy
Any changes we may make to our privacy policy in the future will be posted on this page.
Any changes we may make to our privacy policy in the future will be posted on this page.
Contact
Questions, comments and requests regarding this privacy policy are welcomed and should be addressed
to contact@wisefinancialcollection.com
Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to contact@wisefinancialcollection.com
Cookie Policy
Cookie Policy
Introduction
Wise Financial Collection Ltd. understands that You are aware of and care about Your privacy, and we take that seriously. This Cookie Policy describes the policies and practices regarding our use of cookies on this website. We are using cookies to improve the website’s functionality and provide a safer user experience.
Wise Financial Collection Ltd. understands that You are aware of and care about Your privacy, and we take that seriously. This Cookie Policy describes the policies and practices regarding our use of cookies on this website. We are using cookies to improve the website’s functionality and provide a safer user experience.
“You” in this Privacy Policy refers to a visitor/user of our website, and “we” means Wise Financial Collection Ltd.
“You” in this Privacy Policy refers to a visitor/user of our website, and “we” means Wise Financial Collection Ltd.
Please be informed that we may from time to time update this Cookie Policy. Any changes we may make to our cookie policy in the future will be posted on this page. Please check back frequently to see any updates
or changes to our cookie policy.
Please be informed that we may from time to time update this Cookie Policy. Any changes we may make to our cookie policy in the future will be posted on this page. Please check back frequently to see any updates
or changes to our cookie policy.
What are Cookies
In order for most websites to work properly, they need to collect certain basic information about their users. To this end websites rely on cookies – small text files, which are stored on Your device (computer, mobile or tablet) when You visit websites. Cookies contain basic information about Your internet use. Your browser sends these cookies back to our website every time You revisit it, so it can recognise Your computer or mobile device. The cookies we use cannot harm Your computer and we don’t ever store sensitive data, such as bank details, in cookies.
In order for most websites to work properly, they need to collect certain basic information about their users. To this end websites rely on
cookies – small text files, which are stored on Your device (computer, mobile or tablet) when You visit websites. Cookies contain basic information about Your internet use. Your browser sends these cookies back to our website every time You revisit it, so it can recognise Your computer or mobile device. The cookies we use cannot harm Your computer and we don’t ever store sensitive data, such as bank details, in cookies.
Cookies serve many functions but in general we process cookies on our website for the following purposes:
Cookies serve many functions but in general we process cookies on our website for the following purposes:
To remember the parts of site visited by the user to provide engaging content for the site visitors and further disclose issues that are topical for the users;
To remember the parts of site visited by the user to provide engaging content for the site visitors and further disclose issues that are topical for the users;
To provide the smooth browsing experience for visitors by verifying and ensuring compatibility of the site with the device and browser version;
To provide the smooth browsing experience for visitors by verifying and ensuring compatibility of the site with the device and browser version;
To maintain the statistics on how often users, visit certain parts of the site, the data is implemented by developers of the site to tailor its usability and enhance the performance.
To maintain the statistics on how often users, visit certain parts of the site, the data is implemented by developers of the site to tailor its usability and enhance the performance.
What types of cookies do we use?
What types of cookies do we use?
Essential cookies. These cookies are essential in order to enable You to navigate around our website and use its features. Without these cookies we would be unable to enable the use of our Website’s features.
We also rely on essential cookies to ensure data security on our payment pages and to comply with industry security standards.
Essential cookies. These cookies are essential in order to enable You to navigate around our website and use its features. Without these cookies we would be unable to enable the use of our Website’s features.
We also rely on essential cookies to ensure data security on our payment pages and to comply with industry security standards.
Performance cookies. We rely on performance (analytics) cookies to help us understand how You arrived at our website, how and how long You use it and how we can improve Your user experience. These cookies are anonymous and do not process Your personal data. Some of the performance cookies we use are issued as part of services provided by selected third parties.
Performance cookies. We rely on performance (analytics) cookies to help us understand how You arrived at our website, how and how long You use it and how we can improve Your user experience. These cookies are anonymous and do not process Your personal data. Some of the performance cookies we use are issued as part of services provided by selected third parties.
Functionality cookies. These cookies allow us to remember choices You make on our website and provide enhanced, more personal features for You.
Functionality cookies. These cookies allow us to remember choices You make on our website and provide enhanced, more personal features for You.
How to limit the use of cookies?
How to limit the use
of cookies?
You can limit the use of cookies at any time by changing Your browser settings and deleting the cookies stored. If You do not want cookies to be used on Your devices, You can change the security settings of Your browser. Security settings need to be made on each browser individually and the setting methods used may differ. However, please bear in mind that in case You decide not to accept the cookies, it may affect Your ability to enable the use of our website’s features.
You can limit the use of cookies at any time by changing Your browser settings and deleting the cookies stored. If You do not want cookies to be used on Your devices, You can change the security settings of Your browser. Security settings need to be made on each browser individually and the setting methods used may differ. However, please bear in mind that in case You decide not to accept the cookies, it may affect Your ability to enable the use of our website’s features.
Contact us
In case You have any questions or comments regarding our Cookie Policy, please contact us at contact@wisefinancialcollection.com
In case You have any questions or comments regarding our Cookie Policy, please contact us at contact@wisefinancialcollection.com